THE BUYING PROCESS
Committed to finding the perfect fit for you
Buying a home is a process. Whether it’s your first or tenth, I understand that each home buying process is unique. I am committed to ensuring that you receive professionalism, experience, and thorough knowledge of each step. I will advocate for you and offer advice on true market value.
STEP 1: DETERMINE YOUR PRICE RANGE AND FINANCING
Work with a mortgage broker to get pre-approved
STEP 2: HAVE A SENSE OF THE HOME STYLE YOU PREFER
Consider any special criteria along with your wishlist
STEP 3: BE PREPARED FOR THE OFFER
STEP 4: INSPECTIONS
Get an inspection
Evaluate inspection report
STEP 5: REAL ESTATE ATTORNEY
In NY and CT you will need an attorney to represent you for closing
STEP 6: CLOSING
Set up your utility accounts
Everything you need to know when purchasing a home
1. Determine a price range
I will always respect the price point in which you are comfortable. My reputation is that of a “non-pushy realtor” and I take pride in knowing my clients feel comfortable with me.
2. Decide your financing
Will you be paying cash or obtaining a mortgage?
If you are obtaining a mortgage, it is important to get a Pre-Approval letter. Since listings are now requiring a Pre-Approval letter or Proof of Funds to make an appointment for a showing, it is best to be prepared in advance. I can also recommend Mortgage Professionals that I have worked with over the years, so please feel free to ask me for a few referrals.
3. Have a sense of the home style you prefer
The more you can share with me about your wish list in a new home, the better I can serve you. Your time is valuable and so is mine, so let’s discuss your criteria beforehand.
4. Be prepared for the offer
An offer has several components to it. Along with the price, an offer always includes:
Contingencies: I always recommend making your offer contingent on the home inspection. I’m happy to share further details when we’re ready.
Closing time: consider how much time you need to close
Financing: Your deposit amount at contract signing is presented with your offer along with your means of financing.
The home inspection is an important part of the home buying process. It’s an opportunity for the buyer to understand all of the operations of the home. It is the Inspector’s job to inform the buyer of any possible issues in the home. Your home inspector will provide you with a thorough report. If you don’t know a great inspector, I can recommend thorough, well qualified inspectors.
6. Real Estate Attorney
You will need a Real Estate Attorney to represent you for closing. Many offer set fees for Real Estate transactions. I have worked with some of the best in the business and always happy to share names so you can decide who you’d like to represent you. Your attorney will represent you in the contract and make sure you are informed and ready for your closing in advance.
There is always a walk-through prior to closing. This is your opportunity to see the home completely cleared out and ready for you! A very exciting time for buyers. Once you have walked through the home, you’re off to your closing with your attorney. The closing is where the Deed is signed and transferred, monies are apportioned, and all aspects of the transaction are completed.
Welcome to your new home!
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